As we flip the calendar to June, we’re officially halfway through 2025—can you believe it? Now is a perfect time to pause and take a good, honest look at your financial picture. Whether your goals include retirement, buying a home, paying off debt, or just feeling more confident about your money, a mid-year financial check-in can make a huge difference.

5 Smart Questions to Ask Yourself Right Now

1. Am I sticking to my 2025 financial goals?
   If you set financial intentions in January, revisit them. Are you making progress, or have things shifted? It’s okay to adjust your goals based on life changes or new priorities.
2. Have I reviewed my budget recently?
   Inflation, lifestyle changes, or unexpected expenses can throw things off. Make sure your current spending plan aligns with your income and goals.
3. Is my emergency fund still intact?
   Ideally, you’ve got 3–6 months of expenses saved. If you’ve had to dip into it this year, now’s a good time to rebuild.
4. Am I on pace with retirement savings?
   Check your contributions to 401(k)s, IRAs, or other investment accounts. If you got a raise or bonus, consider increasing your contributions—even by 1%.
5. Have I had any major life changes?
   Marriage, divorce, new baby, new job, inheritance—these all affect your financial plan. Make sure your strategy reflects your current reality.

Take Action Before Summer Gets Busy

The slower pace of summer can be a great opportunity to tackle financial to-dos before the fall rush. If you’re feeling uncertain about your path or just want a second opinion, let’s talk. A 30-minute mid-year strategy session can bring clarity and confidence.

Ready for a check-in?

Schedule your complimentary call today.

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